Heartbleed Internet Bug
Farmers Bank is aware of the “Heartbleed” internet bug that has been widely reported in the media. Protecting your confidential information is one of our top priorities. Please rest assured that we are addressing this issue, and if any vulnerabilities are discovered, that we will let you know and they will be dealt with as quickly as possible. We can confirm that our Online Banking system has not been affected by the Heartbleed bug. Your Online Banking information is and has been secure. Your Online Banking username and password have not been compromised. If you have any questions or concerns please feel free to contact us. Further updates will be posted on our website as appropriate.
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Farmers Bank & Capital Trust Co. partners with Kentucky Small Business Credit Initiative Program
Farmers Bank & Capital Trust Company is pleased to announce it is now partnering with the Kentucky Small Business Credit Initiative Program, a service of the Kentucky Cabinet for Economic Development (KCED). The initiative includes distinct credit enhancement programs designed to generate jobs and increase the availability of credit to small businesses by reducing the risk participating lenders, credit unions, and community development financial institutions assume. KSBCI will leverage funding from these private lenders to help finance creditworthy small businesses that would typically fall just outside a lender’s normal underwriting.

Farmers Bank is participating in these two KSBI programs:

Kentucky Loan Participation Program (KYLPP): Assists borrowers whose cash flow does not meet a lender’s coverage requirements by allowing CED to purchase (or participate in) a portion of the loan from the lender and offer the borrower, on that portion, a payment-free grace period up to 24 months.

Kentucky Collateral Support Program (KYCSP): Provides a pledged asset (cash) to a lender for consideration in making a loan to a small business, thereby enhancing the lender’s ability to underwrite the loan.

Eligible borrowers may include corporations, partnerships, joint ventures, sole proprietorships, as well as state designated nonprofits and certain cooperatives. More information about the program is available at ThinkKentucky.com
Farmers Bank is a 162 year old financial institution with locations in Franklin, Anderson, Mercer and Boyle Counties. The bank is an affiliate of Farmers Capital Bank Corporation headquartered in Frankfort.

For further information contact Zachary Moore at (502) 227-1689

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